Important Disclosures

Pulse Terminal AI, LLC operates Pulse, an educational and informational technology platform. Pulse is NOT a registered investment adviser, broker-dealer or financial planning firm. It does not provide personalized investment advice, and no fiduciary relationship is created between Pulse and its users. Pulse does not execute trades.

The scores, grades, rankings, picks and other outputs are produced by quantitative models using licensed and publicly available data. They are research outputs meant to help you understand market dynamics. They are NOT recommendations to buy, sell or hold any security.

All investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up. Do not invest money you cannot afford to lose.

Pulse collects profile information to customize your experience, but that customization is educational. It is not personalized investment advice. Consult a qualified financial adviser, tax professional or lawyer before making investment decisions.

What you see may be filtered using the profile information you provided, to show material relevant to your stated experience level and risk tolerance. This is NOT a suitability determination of the kind described in FINRA Rule 2111. Pulse does not assess whether any security is suitable for you, and it does not tell you what to buy, sell or hold. You are solely responsible for your investment decisions.

Ask Pulse is an AI assistant. It discusses general research and the profile information you entered. It is not a financial planner or adviser.

Pulse and Ask Pulse are not a registered investment adviser, a broker-dealer, a financial planner or any other licensed professional, and Pulse holds no such credentials. Ask Pulse does not create a fiduciary relationship, does not execute or recommend specific transactions, and is not a substitute for advice from a credentialed professional.

The AI can be wrong. Treat its output as a research prompt: useful for thinking, not for executing. For personalized investment, tax or financial-planning advice, consult a licensed professional.

Pulse uses data from third-party sources, including Tiingo (stock, ETF and crypto prices, fundamentals and news), Yahoo Finance (analyst price targets), SEC EDGAR (filings, insider and institutional holdings), the Federal Register (federal rules and notices), OpenFIGI (security identifiers), Cboe (VIX), the Federal Reserve Bank of St. Louis (FRED) and the U.S. Treasury (economic and yield data), CNN (Fear & Greed Index), Capitol Trades (congressional trades), Google News and TickerTick (news headlines), the Caldara–Iacoviello Geopolitical Risk Index, SoSoValue (crypto ETF flows), DefiLlama (stablecoin supply), alternative.me (crypto Fear & Greed), and published government tables (VA, IRS, BLS, the Department of Education and HRSA). We aim for accuracy but do not guarantee the completeness, reliability or timeliness of any data. Data may be delayed, inaccurate or incomplete.

When we show a backtested or hypothetical return, we state the period and the set of securities it covers, and we link to how it was calculated. Hypothetical results are not actual trading results. Projections are estimates from a model and are not guaranteed.

Historical backtesting results are hypothetical and do not represent actual trading. They have significant limitations, including survivorship bias, the absence of transaction costs and the benefit of hindsight. Actual results may differ materially.

Any track record shown reflects hypothetical results of Pulse's analytical model. These results are NOT actual trading results. They are prepared with hindsight, do not reflect actual trading, and do not account for transaction costs, slippage, taxes or the effect of real investment decisions. Past hypothetical performance does not guarantee future results.

Cryptocurrency investments are speculative and carry a high degree of risk. Many crypto assets are not regulated like securities and may not have the protections investors are used to. Their value can fluctuate significantly and you may lose your entire investment. Crypto markets operate around the clock and can be extremely volatile. Pulse's cryptocurrency analysis is for educational purposes only.

Pulse does not receive compensation from any security issuer, broker-dealer or investment adviser for including a security in its outputs. Pulse does not engage in payment for order flow or receive any kickback. Pulse's owners and affiliates may hold positions in securities that appear in Pulse; we do not disclose individual holdings.

Pulse is not registered with the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA) or any state securities regulator as an investment adviser or broker-dealer. Pulse does not execute securities transactions for users.

VA disability compensation and Dependency and Indemnity Compensation (DIC) figures are informational and come from va.gov's published rate schedules (the schedule effective December 1, 2025, re-verified each December). They are not a benefits determination and not a substitute for your VA award letter.

Pulse and Patriot are NOT affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Department of Defense or any military branch.

Healthcare is not medical, tax, legal or employer-benefits advice. Pulse is not a HIPAA covered entity. Do not enter patient information.

How we handle your data is in the Privacy Policy. The rules of use are in the Terms of Service. By using Pulse you acknowledge that you have read and understood these disclosures and agree that Pulse is an educational tool, not an investment advisory service. Questions: pulseterminalai@gmail.com.