Pulse Healthcare

Finance that speaks your shift.

For doctors, nurses, techs, therapists, assistants and everyone else who keeps a hospital running: your employer plans, your federal loans and your pay — worked out from published federal sources, in plain language.

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PSLF progressSample record

94of 120 qualifying payments

Federal PSLF rules

2026 room, 403(b) + 457(b)$24,500 + $24,500

Two separate limits · IRS Notice 2025-67

Ask Pulse Healthcare

Ask about your loans, your 403(b), your pay — in your own words.

Ask Pulse Healthcare answers from your own record and the page you are on, and shows its sources — the statute, regulation, or agency page it relied on — as chips you can tap and read yourself.

Grounded in your record. It reads the plan, loan, and pay surfaces you use, so “my 403(b)” means yours — not a national average.
Sources under every answer. Federal answers cite the statute, CFR section, or agency page they rest on, as chips under the answer. Tap one and read the rule yourself.
On every page, phones included. One chip in the corner, sized for a thumb. Attach up to six images to a message — a benefits letter, a statement screenshot — and ask about what is in them.

Research and education only, never personalized advice.

Ask Pulse HealthcareClinician Financial Intelligence

If my loans are forgiven under PSLF, do I owe tax on the balance?

PSLF · federal tax treatment

No — not on your federal return. A balance forgiven under Public Service Loan Forgiveness is excluded from federal income under the discharge rule for work in certain professions [1].

Your record shows 94 of 120 qualifying payments.

Sources

[1]26 U.S.C. 108(f)(1)

What the terminal works out

Your loans, on the federal rules

Most hospitals are nonprofits — which puts Public Service Loan Forgiveness on the table for nearly everyone in the building. See your payment count and what the published rules say, worked out from your own record.

Your benefits, actually explained

A 403(b) or 401(k) beside a 457(b) is two separate contribution limits — a fact most clinicians are never told. Your contribution room, catch-ups included, from the IRS tables.

Your pay, beside the published data

Federal wage data for your role and your state — where your pay actually sits, from the Bureau of Labor Statistics, not a recruiter's pitch.

Your loans, on the federal rules

Your benefits, actually explained

A 403(b) or 401(k) beside a 457(b) is two separate contribution limits — a fact most clinicians are never told. Your contribution room, catch-ups included, from the IRS tables.

Your pay, beside the published data

Federal wage data for your role and your state — where your pay actually sits, from the Bureau of Labor Statistics, not a recruiter's pitch.

Underneath it all: the full Pulse market terminal — the scored stock and ETF universe, live prices, and watchlists.

See it live

Walk a sample clinician's account end to end — the loans, the plans, the pay data, and Ask Pulse Healthcare. Anonymous, no sign-up, nothing saved.

Open the demo